Budget Boss

Here's what a Budget Boss is like with money:

You're a Budget Boss: organized, clear-headed and always on top of things. You know where your money goes, you like a good plan and you probably have a spreadsheet (or an app) that makes you quietly proud.

You're calm about money because you're prepared. Friends ask how you do it, and bills never catch you by surprise.

The flip side: a plan this tight can leave little room for fun. Give yourself a "no questions asked" line in the budget. A little spontaneity is part of a good life too.