Joy Spender

Here's what a Joy Spender is like with money:

You're a Joy Spender: spontaneous, fun-loving and great at enjoying life. You believe money is for living, and you're not afraid to treat yourself to the things that make you happy.

You're upbeat, generous and always up for fun. Life with you is colorful, and you're great at spotting the little luxuries that make a day better.

The flip side: spontaneous purchases can add up faster than you'd think. A simple "fun money" amount each month lets you keep treating yourself without any stress later.